Privacy Policy

1. Introduction

Qoyzem ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our online payment solutions and related services (collectively, the "Services").

2. Information We Collect

We collect information that you provide directly to us, such as:

• Personal identification information (name, email address, phone number)
• Business information (company name, address, tax ID)
• Payment information (bank account details, credit card information)
• Transaction data
• Communication preferences

We also automatically collect certain information when you use our Services, including:

• Log data (IP address, browser type, pages visited)
• Device information
• Usage data
• Cookies and similar technologies

3. How We Use Your Information

We use the collected information for various purposes, including:

• Providing and maintaining our Services
• Processing transactions and sending notifications
• Improving and personalizing user experience
• Analyzing usage patterns and trends
• Detecting and preventing fraud
• Complying with legal and regulatory requirements
• Communicating with you about our Services

4. Data Sharing and Disclosure

We may share your information with:

• Service providers and business partners
• Financial institutions and payment processors
• Legal and regulatory authorities
• Other users as necessary to complete transactions
• Third parties in connection with a business transfer or merger

5. Data Security

We implement appropriate technical and organizational measures to protect your information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and regular security assessments.

6. Your Rights and Choices

You have certain rights regarding your personal information, including:

• Accessing and updating your information
• Requesting deletion of your data
• Opting out of marketing communications
• Objecting to certain data processing activities

To exercise these rights, please contact us using the information provided at the end of this policy.

7. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information when transferred internationally.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

9. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: